🏦Bank Scorer

This institution is no longer active

Operations ceased on December 9, 2017. CRA examination history below reflects the period it was active.

VALLEY BANK & TRUST

BRIGHTON, CO · Supervised by FDIC

Est. 1978FDIC #25,651RSSD: FDIC-25651
Part ofVALLEY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2015

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.43%

Institution Profile

FDIC BankFind

Address

4900 E. Bromley Lane, BRIGHTON, CO

County

Adams County

Established

January 3, 1978

Total Assets

$330M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2015

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2017Call Report / FDIC

Total Assets

$330M

Total Deposits

$296M

Net Loans

$171M

Net Income

$3M

ROA

1.43%

ROE

15.59%

Risk-Based Capital

15.66%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1994

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/b98759aa-777c-4c28-966d-c9c8d06ba0d2"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: