This institution is no longer active
Operations ceased on June 1, 2024. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$2.6B
Total Deposits
$157M
Net Loans
—
Net Income
$73M
ROA
11.18%
Above avg for Community banks. Peer avg: 0.90%
ROE
37.89%
Risk-Based Capital
94.68%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 28,011 | 47.14% | 23.49% |
| 2020 | 94,009 | 57.17% | 16.94% |
| 2019 | 114,978 | 56.01% | 15.83% |
| 2018 | 103,152 | 54.83% | 15.89% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2023 | Outstanding | Wholesale/Limited Purpose |
| Sep 2020 | Satisfactory | Wholesale/Limited Purpose |
| Jul 2017 | Outstanding | Large Bank |
7 previous ratings locked — back to 1997
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/usaa-savings-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets