🏦Bank Scorer

BEAL BANK USA

LAS VEGAS, NV · Supervised by FDIC

Est. 2004FDIC #57,833RSSD: FDIC-57833
Satisfactory Same

Current rating · Exam: June 2023

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.55%

Institution Profile

FDIC BankFind

Address

1970 Village Center Cir, LAS VEGAS, NV

County

Clark County

Established

August 2, 2004

Total Assets

$13.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2023

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$13.0B

Total Deposits

$3.7B

Net Loans

$4.1B

Net Income

$88M

ROA

2.55%

ROE

12.33%

Risk-Based Capital

53.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

11

Branch Deposits

$5.8B

1-Year Change

0

5-year net change: -12 branches

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2006

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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