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This institution is no longer active

Operations ceased on February 28, 1997. CRA examination history below reflects the period it was active.

UNITED AMERICAN BANK OF MEMPHIS

MEMPHIS, TN · Supervised by FDIC

Est. 1969FDIC #19,938RSSD: FDIC-19938
Part ofW B T HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: October 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.06%

Institution Profile

FDIC BankFind

Address

5384 Poplar Avenue, MEMPHIS, TN

County

Shelby County

Established

February 27, 1969

Total Assets

$273M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1996Call Report / FDIC

Total Assets

$273M

Total Deposits

$251M

Net Loans

$172M

Net Income

$168K

ROA

0.06%

ROE

0.87%

Risk-Based Capital

10.83%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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