Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$339M
Total Deposits
$301M
Net Loans
$259M
Net Income
$722K
ROA
0.87%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.29%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 147 | 83.67% | 5.44% |
| 2023 | 131 | 90.84% | 4.58% |
| 2022 | 155 | 74.84% | 9.03% |
| 2021 | 99 | 64.65% | 14.14% |
| 2020 | 85 | 62.35% | 14.12% |
| 2019 | 104 | 63.46% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Small Bank |
| Jun 2018 | Satisfactory | Small Bank |
| Jul 2012 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2002
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Total Branches
4
Branch Deposits
$278M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 80 | 65% | 18.75% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red