Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$385M
Total Deposits
$340M
Net Loans
$285M
Net Income
$1M
ROA
1.13%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.86%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 55 | 69.09% | 5.45% |
| 2023 | 146 | 84.93% | 6.16% |
| 2019 | 57 | 92.98% | 3.51% |
| 2018 | 44 | 97.73% | 2.27% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Satisfactory | Small Bank |
| Sep 2021 | Satisfactory | Small Bank |
| Aug 2015 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
10
Branch Deposits
$343M
1-Year Change
0
5-year net change: +1 branches
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