This institution is no longer active

Operations ceased on January 26, 1995. CRA examination history below reflects the period it was active.

THE PEOPLES BANK OF ELK VALLEY

FAYETTEVILLE, TN · Supervised by FDIC

Est. 1911FDIC #6,089RSSD: FDIC-6089

Part ofUNION PLANTERS CORP→ View all charters

Satisfactory Same

Current rating · Exam: September 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.97%

Institution Profile

FDIC BankFind

Address

201 West College Street, FAYETTEVILLE, TN

County

Lincoln County

Established

July 1, 1911

Total Assets

$26M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$26M

Total Deposits

$23M

Net Loans

$17M

Net Income

$256K

ROA

0.97%

ROE

11.21%

Risk-Based Capital

16.28%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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