WASHINGTON, DC · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$735M
Total Deposits
$654M
Net Loans
$524M
Net Income
$1M
ROA
0.64%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.07%
Risk-Based Capital
17.48%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 34 | 85.29% | 0.00% |
| 2023 | 72 | 83.33% | 4.17% |
| 2019 | 120 | 88.33% | 3.33% |
| 2018 | 107 | 72.9% | 11.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Satisfactory | Intermediate Small Bank |
| Jul 2021 | Outstanding | Intermediate Small Bank |
| Jul 2018 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1995
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Total Branches
4
Branch Deposits
$614M
1-Year Change
0
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