WASHINGTON, DC · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.1B
Net Loans
$1.1B
Net Income
$1M
ROA
0.36%
Below avg for Community banks. Peer avg: 0.90%
ROE
2.63%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 101 | 67.33% | 21.78% |
| 2023 | 90 | 78.89% | 20.00% |
| 2022 | 144 | 86.11% | 5.56% |
| 2021 | 119 | 95.8% | 2.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Outstanding | Intermediate Small Bank |
| Jun 2022 | Outstanding | Intermediate Small Bank |
| Feb 2019 | Outstanding | Small Bank |
3 previous ratings locked — back to 2001
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Total Branches
3
Branch Deposits
$870M
1-Year Change
0
5-year net change: +2 branches
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