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This institution is no longer active

Operations ceased on June 13, 2003. CRA examination history below reflects the period it was active.

THE MUNFORD UNION BANK

MEMPHIS, TN · Supervised by FDIC

Est. 1925FDIC #9,495RSSD: FDIC-9495
Part ofFIRST CITIZENS BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.16%

Institution Profile

FDIC BankFind

Address

6000 Poplar Avenue, Suite 200, MEMPHIS, TN

County

Shelby County

Established

February 14, 1925

Total Assets

$153M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2002

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2003Call Report / FDIC

Total Assets

$153M

Total Deposits

$121M

Net Loans

$86M

Net Income

$439K

ROA

1.16%

ROE

8.51%

Risk-Based Capital

11.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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