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This institution is no longer active

Operations ceased on September 9, 2016. CRA examination history below reflects the period it was active.

THE HOME STATE BANK

LOVELAND, CO · Supervised by FDIC

Est. 1950FDIC #16,902RSSD: FDIC-16902
Part ofHOME STATE BCORP→ View all charters
Satisfactory Same

Current rating · Exam: September 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.70%

Institution Profile

FDIC BankFind

Address

2695 West Eisenhower Blvd, LOVELAND, CO

County

Larimer County

Established

April 1, 1950

Total Assets

$884M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2014

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2016Call Report / FDIC

Total Assets

$884M

Total Deposits

$751M

Net Loans

$444M

Net Income

$7M

ROA

1.70%

ROE

18.33%

Risk-Based Capital

15.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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