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This institution is no longer active

Operations ceased on October 24, 1994. CRA examination history below reflects the period it was active.

THE FIRST STATE BANK OF WIGGINS

WIGGINS, CO · Supervised by FDIC

Est. 1971FDIC #20,477RSSD: FDIC-20477
Part ofFIRST INVESTCO INC→ View all charters
Satisfactory Same

Current rating · Exam: April 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.20%

Institution Profile

FDIC BankFind

Address

502 Central, WIGGINS, CO

County

Morgan County

Established

September 2, 1971

Total Assets

$10M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1993

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1994Call Report / FDIC

Total Assets

$10M

Total Deposits

$10M

Net Loans

$7M

Net Income

$85K

ROA

1.20%

ROE

17.44%

Risk-Based Capital

10.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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