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This institution is no longer active

Operations ceased on January 1, 1998. CRA examination history below reflects the period it was active.

THE FIRST STATE BANK, OF BROWNSVILLE, TENNESSEE

BROWNSVILLE, TN · Supervised by FDIC

Est. 1901FDIC #10,698RSSD: FDIC-10698
Part ofUNION PLANTERS CORP→ View all charters
Satisfactory Same

Current rating · Exam: August 1995

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

6 North Washington Avenue, BROWNSVILLE, TN

County

Haywood County

Established

December 5, 1901

Total Assets

$92M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$92M

Total Deposits

$74M

Net Loans

$49M

Net Income

$982K

ROA

1.13%

ROE

18.32%

Risk-Based Capital

10.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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