This institution is no longer active
Operations ceased on July 1, 2020. CRA examination history below reflects the period it was active.
MANCHESTER, TN · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 150 | 85.33% | 6.67% |
| 2018 | 175 | 86.86% | 8.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2018 | Satisfactory | Small Bank |
| Apr 2014 | Satisfactory | Small Bank |
| Dec 2008 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1994
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