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This institution is no longer active

Operations ceased on April 22, 2026. CRA examination history below reflects the period it was active.

THE FIRST NATIONAL BANK OF HUGO

HUGO, CO · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1903FDIC #3,029
Satisfactory Same

Current rating · Exam: October 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -6.08%

Institution Profile

FDIC BankFind

Address

321 4th St, HUGO, CO

County

Lincoln County

Established

November 16, 1903

Total Assets

$151M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 17, 2022

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Oct 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$151M

Total Deposits

$136M

Net Loans

$69M

Net Income

$-2,289K

ROA

-6.08%

ROE

-61.98%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$135M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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