🏦Bank Scorer

THE COMMUNITY BANK OF EAST TENNESSEE

MOUNT JULIET, TN · Supervised by FDIC

Est. 1999FDIC #34,847RSSD: FDIC-34847
Part ofSB FINANCIAL INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.80%

Institution Profile

FDIC BankFind

Address

675 N Mount Juliet Rd, MOUNT JULIET, TN

County

Wilson County

Established

March 22, 1999

Total Assets

$490M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2011

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$490M

Total Deposits

$427M

Net Loans

$378M

Net Income

$2M

ROA

1.80%

ROE

18.45%

Risk-Based Capital

12.81%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$413M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2001

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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