This institution is no longer active

Operations ceased on October 25, 1991. CRA examination history below reflects the period it was active.

THE CITIZENS BANK OF PAGOSA SPRINGS, COLORADO

PAGOSA SPRINGS, CO · Supervised by FDIC

Est. 1908FDIC #10,413RSSD: FDIC-10413

Part ofPAGOSA SPRINGS HOLDING CO→ View all charters

Satisfactory

Current rating · Exam: April 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.56%

Institution Profile

FDIC BankFind

Address

703 San Juan Street, PAGOSA SPRINGS, CO

County

Archuleta County

Established

January 1, 1908

Total Assets

$17M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1991Call Report / FDIC

Total Assets

$17M

Total Deposits

$17M

Net Loans

$12M

Net Income

$-74K

ROA

-0.56%

ROE

-16.03%

Risk-Based Capital

5.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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