This institution is no longer active

Operations ceased on December 1, 1994. CRA examination history below reflects the period it was active.

THE AMERICAN STATE BANK

GRANADA, CO · Supervised by FDIC

Est. 1915FDIC #1,777RSSD: FDIC-1777

Part ofCOLOEAST BANKSHARES INC→ View all charters

Satisfactory Up

Current rating · Exam: November 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.24%

Institution Profile

FDIC BankFind

Address

108 East Goff Street, GRANADA, CO

County

Prowers County

Established

January 1, 1915

Total Assets

$16M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1994Call Report / FDIC

Total Assets

$16M

Total Deposits

$14M

Net Loans

$9M

Net Income

$-26K

ROA

-0.24%

ROE

-1.97%

Risk-Based Capital

19.43%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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