Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.2B
Net Loans
$1.0B
Net Income
$2M
ROA
0.58%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.18%
Risk-Based Capital
12.65%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 250 | 68.8% | 10.00% |
| 2023 | 238 | 73.95% | 3.36% |
| 2022 | 349 | 71.35% | 4.58% |
| 2021 | 707 | 79.92% | 5.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Intermediate Small Bank |
| Sep 2020 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$861M
1-Year Change
0
5-year net change: +1 branches
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