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This institution is no longer active

Operations ceased on June 2, 1997. CRA examination history below reflects the period it was active.

SOUTHTRUST BANK OF TENNESSEE

NASHVILLE, TN · Supervised by FDIC

Est. 1988FDIC #27,384RSSD: FDIC-27384
Part ofSOUTHTRUST CORP→ View all charters
Satisfactory Same

Current rating · Exam: May 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.04%

Institution Profile

FDIC BankFind

Address

230 Fourth Avenue North, NASHVILLE, TN

County

Davidson County

Established

November 14, 1988

Total Assets

$347M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$347M

Total Deposits

$266M

Net Loans

$248M

Net Income

$36K

ROA

0.04%

ROE

0.83%

Risk-Based Capital

10.08%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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