🏦Bank Scorer

This institution is no longer active

Operations ceased on July 1, 2024. CRA examination history below reflects the period it was active.

SIMPLYBANK.

DAYTON, TN · Supervised by FDIC

Est. 1890FDIC #10,693RSSD: FDIC-10693
Satisfactory Same

Current rating · Exam: November 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.11%

Institution Profile

FDIC BankFind

Address

420 3rd Ave, DAYTON, TN

County

Rhea County

Established

January 1, 1890

Total Assets

$683M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2022

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2026(based on asset size)

Financial Snapshot

As of Q2 2024Call Report / FDIC

Total Assets

$683M

Total Deposits

$619M

Net Loans

$475M

Net Income

$-10,850K

ROA

-3.11%

ROE

-37.72%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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