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This institution is no longer active

Operations ceased on September 5, 2008. CRA examination history below reflects the period it was active.

SILVER STATE BANK

HENDERSON, NV · Supervised by FDIC

Est. 1996FDIC #34,194RSSD: FDIC-34194
Part ofSILVER STATE BCORP→ View all charters
Outstanding Up

Current rating · Exam: June 2005

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -9.08%

Institution Profile

FDIC BankFind

Address

400 North Green Valley Parkway, HENDERSON, NV

County

Clark County

Established

July 1, 1996

Total Assets

$2.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 2005

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2008Call Report / FDIC

Total Assets

$2.0B

Total Deposits

$1.7B

Net Loans

$1.6B

Net Income

$-85,740K

ROA

-9.08%

ROE

-96.88%

Risk-Based Capital

8.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1998

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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