This institution is no longer active
Operations ceased on July 8, 2011. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Needs Attention
ROA -5.11%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$63M
Total Deposits
$60M
Net Loans
$47M
Net Income
$-1,721K
ROA
-5.11%
ROE
-161.50%
Risk-Based Capital
4.16%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 75 | 89.33% | 8.00% |
| 2023 | 46 | 76.09% | 2.17% |
| 2022 | 348 | 97.13% | 1.15% |
| 2021 | 299 | 99.67% | 0.00% |
| 2020 | 292 | 100% | 0.00% |
| 2019 | 414 | 93.72% | 1.93% |
| 2018 | 696 | 97.13% | 1.15% |
2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red
This is the only examination on record for this bank.
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