This institution is no longer active

Operations ceased on August 6, 1999. CRA examination history below reflects the period it was active.

SIERRA BANK

LAS CRUCES, NM · Supervised by FDIC

Est. 1974FDIC #21,532RSSD: FDIC-21532

Part ofEGGEMEYER ADVISORY CORP→ View all charters

Satisfactory Same

Current rating · Exam: June 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.32%

Institution Profile

FDIC BankFind

Address

550 South Telshor, LAS CRUCES, NM

County

Dona Ana County

Established

April 22, 1974

Total Assets

$152M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1998

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1999Call Report / FDIC

Total Assets

$152M

Total Deposits

$136M

Net Loans

$94M

Net Income

$240K

ROA

0.32%

ROE

3.60%

Risk-Based Capital

10.84%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1995

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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