This institution is no longer active

Operations ceased on March 19, 2021. CRA examination history below reflects the period it was active.

SECURITY FEDERAL BANK

ELIZABETHTON, TN · Supervised by FDIC

Est. 1962FDIC #31,381RSSD: FDIC-31381

Part ofSFB BCORP INC→ View all charters

Satisfactory

Current rating · Exam: February 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.55%

Institution Profile

FDIC BankFind

Address

632 Elk Avenue, ELIZABETHTON, TN

County

Carter County

Established

January 1, 1962

Total Assets

$63M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2016

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2020Call Report / FDIC

Total Assets

$63M

Total Deposits

$45M

Net Loans

$41M

Net Income

$342K

ROA

0.55%

ROE

3.41%

Risk-Based Capital

27.67%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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