Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.4B
Net Loans
$1.2B
Net Income
$6M
ROA
1.57%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.08%
Risk-Based Capital
14.59%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 144 | 81.94% | 8.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Intermediate Small Bank |
| Sep 2020 | Satisfactory | Intermediate Small Bank |
| Apr 2014 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
15
Branch Deposits
$1.2B
1-Year Change
+4
5-year net change: +6 branches
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