CHATTANOOGA, TN · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$349M
Total Deposits
$303M
Net Loans
$285M
Net Income
$404K
ROA
0.47%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.67%
Risk-Based Capital
15.89%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 60 | 70% | 11.67% |
| 2023 | 75 | 72% | 13.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
Total Branches
1
Branch Deposits
$270M
1-Year Change
0
5-year net change: +1 branches
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