This institution is no longer active

Operations ceased on July 10, 2015. CRA examination history below reflects the period it was active.

PREMIER BANK

DENVER, CO · Supervised by FDIC

Est. 1995FDIC #34,112RSSD: FDIC-34112

Part ofPB FINANCIAL GROUP INC→ View all charters

Satisfactory Same

Current rating · Exam: May 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.91%

Institution Profile

FDIC BankFind

Address

2480 West Alameda Avenue, DENVER, CO

County

Denver County

Established

December 29, 1995

Total Assets

$27M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2015Call Report / FDIC

Total Assets

$27M

Total Deposits

$25M

Net Loans

$12M

Net Income

$-625K

ROA

-3.91%

ROE

-289.35%

Risk-Based Capital

3.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate21.21%Peer avg: 7.63%▼ Below avg

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Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	4,356	69.74%	21.21%
2023	4,944	71.38%	17.44%
2022	305	66.56%	7.21%
2021	10,224	78.64%	10.89%
2020	630	80.63%	6.51%
2019	4,865	79.98%	8.45%
2018	531	75.33%	11.11%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1997

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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