Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$856M
Total Deposits
$764M
Net Loans
$462M
Net Income
$3M
ROA
1.51%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.39%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 126 | 84.13% | 8.73% |
| 2022 | 136 | 88.24% | 6.62% |
| 2021 | 154 | 77.27% | 11.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Intermediate Small Bank |
| Aug 2021 | Satisfactory | Small Bank |
| Aug 2015 | Satisfactory | Small Bank |
1 previous rating locked — back to 2010
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Total Branches
21
Branch Deposits
$714M
1-Year Change
0
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