🏦Bank Scorer

This institution is no longer active

Operations ceased on December 31, 2004. CRA examination history below reflects the period it was active.

PEOPLES BANK OF POLK COUNTY

BENTON, TN · Supervised by FDIC

Est. 1974FDIC #21,563RSSD: FDIC-21563
Satisfactory Same

Current rating · Exam: May 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.71%

Institution Profile

FDIC BankFind

Address

U.S. Highway 411, BENTON, TN

County

Polk County

Established

May 4, 1974

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 5, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2004Call Report / FDIC

Total Assets

$23M

Total Deposits

$20M

Net Loans

$15M

Net Income

$121K

ROA

0.71%

ROE

5.65%

Risk-Based Capital

18.70%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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