This institution is no longer active

Operations ceased on August 21, 1998. CRA examination history below reflects the period it was active.

PEOPLES BANK AND TRUST OF THE CUMBERLANDS

COOKEVILLE, TN · Supervised by FDIC

Est. 1988FDIC #27,263RSSD: FDIC-27263

Part ofTRANS FINANCIAL INC→ View all charters

Satisfactory

Current rating · Exam: September 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.38%

Institution Profile

FDIC BankFind

Address

Two West Jackson Avenue, COOKEVILLE, TN

County

Putnam County

Established

June 14, 1988

Total Assets

$537M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1998Call Report / FDIC

Total Assets

$537M

Total Deposits

$386M

Net Loans

$387M

Net Income

$4M

ROA

1.38%

ROE

18.07%

Risk-Based Capital

12.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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