🏦Bank Scorer

This institution is no longer active

Operations ceased on June 30, 1999. CRA examination history below reflects the period it was active.

PEOPLES BANK

DICKSON, TN · Supervised by FDIC

Est. 1906FDIC #9,493RSSD: FDIC-9493
Part ofFIRST AMERICAN CORP→ View all charters
Satisfactory Same

Current rating · Exam: December 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.88%

Institution Profile

FDIC BankFind

Address

601 Highway 46 South, DICKSON, TN

County

Dickson County

Established

January 1, 1906

Total Assets

$143M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1999Call Report / FDIC

Total Assets

$143M

Total Deposits

$126M

Net Loans

$80M

Net Income

$681K

ROA

1.88%

ROE

17.42%

Risk-Based Capital

18.15%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate19.06%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20247,04065.91%19.06%
20237,31863.73%20.33%
20229,41066.68%17.55%
202110,74770.52%12.88%
202012,82571.06%12.52%
20198,57373.38%11.55%
20186,74270.32%14.39%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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