This institution is no longer active
Operations ceased on June 30, 1999. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$143M
Total Deposits
$126M
Net Loans
$80M
Net Income
$681K
ROA
1.88%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.42%
Risk-Based Capital
18.15%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 7,040 | 65.91% | 19.06% |
| 2020 | 12,825 | 71.06% | 12.52% |
| 2019 | 8,573 | 73.38% | 11.55% |
| 2018 | 6,742 | 70.32% | 14.39% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 1997 | Satisfactory | Small Bank |
| Jan 1996 | Satisfactory | Not Reported |
| Feb 1995 | Satisfactory | Not Reported |
1 previous rating locked — back to 1992
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/peoples-bank-9493" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets