Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$892M
Total Deposits
$782M
Net Loans
$796M
Net Income
$2M
ROA
0.91%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.79%
Risk-Based Capital
12.37%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 204 | 89.22% | 3.92% |
| 2023 | 231 | 88.74% | 1.73% |
| 2022 | 358 | 89.94% | 3.63% |
| 2021 | 353 | 84.14% | 3.68% |
| 2020 | 356 | 90.45% | 2.81% |
| 2019 | 341 | 90.32% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Intermediate Small Bank |
| Apr 2023 | Satisfactory | Intermediate Small Bank |
| Feb 2020 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2016
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
9
Branch Deposits
$779M
1-Year Change
+1
5-year net change: +4 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/paragon-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 207 | 90.34% | 2.90% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red