Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$262M
Total Deposits
$209M
Net Loans
$225M
Net Income
$2M
ROA
2.77%
Above avg for Small banks. Peer avg: 0.44%
ROE
21.06%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 162 | 80.86% | 7.41% |
| 2023 | 202 | 87.62% | 6.44% |
| 2022 | 125 | 80.8% | 8.80% |
| 2021 | 167 | 88.02% | 9.58% |
| 2020 | 171 | 87.13% | 5.26% |
| 2019 | 214 | 89.25% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2020 | Satisfactory | Small Bank |
| Jun 2014 | Satisfactory | Small Bank |
| Mar 2009 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$213M
1-Year Change
0
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Preview:
| 2018 | 203 | 86.21% | 6.90% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red