🏦Bank Scorer

This institution is no longer active

Operations ceased on August 18, 2023. CRA examination history below reflects the period it was active.

NEW MEXICO BANK & TRUST

ALBUQUERQUE, NM · Supervised by FDIC

Est. 1998FDIC #34,726RSSD: FDIC-34726
Part ofHEARTLAND FINANCIAL USA INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2019

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.47%

Institution Profile

FDIC BankFind

Address

320 Gold Ave Sw, ALBUQUERQUE, NM

County

Bernalillo County

Established

May 4, 1998

Total Assets

$2.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2019

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2023Call Report / FDIC

Total Assets

$2.6B

Total Deposits

$2.4B

Net Loans

$1.3B

Net Income

$19M

ROA

1.47%

ROE

22.44%

Risk-Based Capital

14.85%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate28.87%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202214264.08%28.87%
202122159.73%25.34%
20203680.56%0.00%
20197161.97%22.54%
20188980.9%10.11%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2000

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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