Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$557M
Total Deposits
$447M
Net Loans
$410M
Net Income
$1M
ROA
0.97%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.41%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 247 | 77.73% | 7.69% |
| 2022 | 233 | 85.41% | 6.87% |
| 2021 | 136 | 86.03% | 9.56% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2014 | Satisfactory | Small Bank |
| Jan 2009 | Satisfactory | Small Bank |
| Oct 2003 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1991
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Total Branches
7
Branch Deposits
$448M
1-Year Change
0
5-year net change: +2 branches
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