This institution is no longer active
Operations ceased on April 1, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.8B
Total Deposits
$1.5B
Net Loans
$1.5B
Net Income
$1M
ROA
0.29%
Below avg for Community banks. Peer avg: 0.90%
ROE
3.33%
Risk-Based Capital
12.13%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 116 | 72.41% | 6.90% |
| 2023 | 218 | 64.68% | 5.05% |
| 2022 | 392 | 85.46% | 1.79% |
| 2021 | 353 | 92.63% | 1.70% |
| 2020 | 271 | 87.08% | 2.95% |
| 2019 | 254 | 90.55% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Intermediate Small Bank |
| Aug 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2008
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Total Branches
7
Branch Deposits
$1.6B
1-Year Change
+1
5-year net change: +2 branches
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Preview:
Address
County
Established
Total Assets
| 2018 | 267 | 86.14% | 4.87% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red