This institution is no longer active

Operations ceased on August 15, 2012. CRA examination history below reflects the period it was active.

MILLENNIUM BANK

EDWARDS, CO · Supervised by FDIC

Est. 2001FDIC #57,175RSSD: FDIC-57175

Part ofMILLENNIUM BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: February 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.45%

Institution Profile

FDIC BankFind

Address

1140 Edwards Village Boulevard, EDWARDS, CO

County

Eagle County

Established

September 24, 2001

Total Assets

$251M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2009

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2012Call Report / FDIC

Total Assets

$251M

Total Deposits

$226M

Net Loans

$166M

Net Income

$-579K

ROA

-0.45%

ROE

-6.45%

Risk-Based Capital

10.44%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2003

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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