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This institution is no longer active

Operations ceased on December 14, 2009. CRA examination history below reflects the period it was active.

MESA BANK

MESA, AZ · Supervised by FDIC

Est. 1998FDIC #34,911RSSD: FDIC-34911
Part ofCAPITOL BCORP LTD→ View all charters
Satisfactory Same

Current rating · Exam: March 2005

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.17%

Institution Profile

FDIC BankFind

Address

63 East Main Street, MESA, AZ

County

Maricopa County

Established

October 20, 1998

Total Assets

$206M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2005

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2009Call Report / FDIC

Total Assets

$206M

Total Deposits

$187M

Net Loans

$106M

Net Income

$-9,131K

ROA

-5.17%

ROE

-73.73%

Risk-Based Capital

8.24%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 2000

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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