Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$825M
Total Deposits
$757M
Net Loans
$494M
Net Income
$2M
ROA
1.15%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.33%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 120 | 97.5% | 0.83% |
| 2023 | 117 | 91.45% | 6.84% |
| 2022 | 177 | 97.74% | 1.69% |
| 2021 | 135 | 94.81% | 3.70% |
| 2020 | 150 | 96.67% | 2.00% |
| 2019 | 142 | 95.07% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Intermediate Small Bank |
| Aug 2021 | Satisfactory | Intermediate Small Bank |
| Jun 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1993
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Total Branches
7
Branch Deposits
$666M
1-Year Change
-1
5-year net change: -1 branches
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Preview:
| 2018 | 133 | 96.24% | 3.01% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red