This institution is no longer active
Operations ceased on January 1, 2008. CRA examination history below reflects the period it was active.
LYNDONVILLE, VT · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$149M
Total Deposits
$120M
Net Loans
$105M
Net Income
$-656K
ROA
-0.42%
Below avg for Small banks. Peer avg: 0.44%
ROE
-4.72%
Risk-Based Capital
12.94%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2005 | Outstanding | Small Bank |
| May 1999 | Outstanding | Small Bank |
| Dec 1995 | Satisfactory | Not Reported |
3 previous ratings locked — back to 1991
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County
Established
Total Assets