Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$186M
Total Deposits
$166M
Net Loans
$109M
Net Income
$-2,294K
ROA
-5.25%
Below avg for Small banks. Peer avg: 0.44%
ROE
-72.20%
Risk-Based Capital
18.50%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 106 | 83.02% | 0.94% |
| 2023 | 266 | 76.32% | 4.51% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2025 | Satisfactory | Small Bank |
| Nov 2018 | Satisfactory | Small Bank |
| Feb 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$173M
1-Year Change
0
5-year net change: +2 branches
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