Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$568M
Total Deposits
$509M
Net Loans
$436M
Net Income
$1M
ROA
0.82%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.44%
Risk-Based Capital
11.17%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 82 | 91.46% | 3.66% |
| 2023 | 113 | 86.73% | 3.54% |
| 2022 | 139 | 91.37% | 4.32% |
| 2021 | 114 | 86.84% | 6.14% |
| 2020 | 99 | 93.94% | 2.02% |
| 2019 | 140 | 85% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2017 | Satisfactory | Small Bank |
| Jul 2015 | Satisfactory | Small Bank |
| Jan 2013 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1990
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Total Branches
7
Branch Deposits
$489M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 130 | 88.46% | 6.15% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red