🏦Bank Scorer

This institution is no longer active

Operations ceased on March 31, 2023. CRA examination history below reflects the period it was active.

HORIZON COMMUNITY BANK

LAKE HAVASU CITY, AZ · Supervised by FDIC

Est. 2002FDIC #57,411RSSD: FDIC-57411
Part ofHORIZON BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2020

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.21%

Institution Profile

FDIC BankFind

Address

225 Lake Havasu Ave N, LAKE HAVASU CITY, AZ

County

Mohave County

Established

December 9, 2002

Total Assets

$510M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2020

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2022Call Report / FDIC

Total Assets

$510M

Total Deposits

$477M

Net Loans

$263M

Net Income

$-842K

ROA

-0.21%

ROE

-3.03%

Risk-Based Capital

15.85%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2005

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/6aa4a1fe-e7a6-4f96-bff3-0ca037a9ef3b"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: