Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$237M
Total Deposits
$221M
Net Loans
$133M
Net Income
$480K
ROA
0.83%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.35%
Risk-Based Capital
14.48%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 136 | 86.03% | 8.09% |
| 2023 | 158 | 86.71% | 10.76% |
| 2022 | 171 | 89.47% | 8.19% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2022 | Satisfactory | Small Bank |
| Jul 2016 | Satisfactory | Small Bank |
| Aug 2010 | Satisfactory | Small Bank |
1 previous rating locked — back to 2005
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Total Branches
4
Branch Deposits
$232M
1-Year Change
0
5-year net change: +1 branches
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