This institution is no longer active

Operations ceased on February 6, 2007. CRA examination history below reflects the period it was active.

HERITAGEBANK

GREAT FALLS, MT · Supervised by FDIC

Est. 1998FDIC #34,970RSSD: FDIC-34970

Part ofUNITED FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: September 2005

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.14%

Institution Profile

FDIC BankFind

Address

120 First Ave N, GREAT FALLS, MT

County

Cascade County

Established

August 10, 1998

Total Assets

$410M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2005

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2006Call Report / FDIC

Total Assets

$410M

Total Deposits

$307M

Net Loans

$337M

Net Income

$5M

ROA

1.14%

ROE

14.00%

Risk-Based Capital

10.57%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2000

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/73262ac4-0087-4eb5-ad37-dcfb401a4791"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: