🏦Bank Scorer

This institution is no longer active

Operations ceased on July 31, 2019. CRA examination history below reflects the period it was active.

HERITAGE BANK OF NEVADA

RENO, NV · Supervised by FDIC

Est. 1995FDIC #34,072RSSD: FDIC-34072
Part ofHERITAGE BCORP→ View all charters
Satisfactory Same

Current rating · Exam: May 2018

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.62%

Institution Profile

FDIC BankFind

Address

2330 South Virginia Street, RENO, NV

County

Washoe County

Established

October 9, 1995

Total Assets

$842M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2018

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2019Call Report / FDIC

Total Assets

$842M

Total Deposits

$725M

Net Loans

$605M

Net Income

$11M

ROA

2.62%

ROE

20.16%

Risk-Based Capital

17.22%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1997

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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