🏦Bank Scorer

GREENFIELD BANKING COMPANY

GREENFIELD, TN · Supervised by FDIC

Est. 1935FDIC #15,255RSSD: FDIC-15255
Part ofGREENFIELD BANCSHARES INC→ View all charters
Outstanding Up

Current rating · Exam: July 2020

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.87%

Institution Profile

FDIC BankFind

Address

112 N Front St, GREENFIELD, TN

County

Weakley County

Established

August 16, 1935

Total Assets

$149M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 2020

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$149M

Total Deposits

$136M

Net Loans

$91M

Net Income

$325K

ROA

0.87%

ROE

10.88%

Risk-Based Capital

13.49%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate1.05%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$135M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20249591.58%1.05%
202319468.04%5.67%
202212380.49%8.94%
202121684.26%7.41%
202031686.08%6.96%
201913483.58%8.21%
201811378.76%8.85%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

7 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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