GAINEY BUSINESS BANK

SCOTTSDALE, AZ · Supervised by FDIC

Est. 2022FDIC #59,273RSSD: FDIC-59273

Satisfactory

Current rating · Exam: October 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.62%

Institution Profile

FDIC BankFind

Website

www.gaineybusinessbank.com

Address

8501 N Scottsdale Rd, SCOTTSDALE, AZ

County

Maricopa County

Established

June 8, 2022

Total Assets

$103M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2024

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Oct 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$103M

Total Deposits

$94M

Net Loans

$92M

Net Income

$-160K

ROA

-0.62%

ROE

-8.06%

Risk-Based Capital

10.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$59M

1-Year Change

5-year net change: +1 branches

This is the only examination on record for this bank.

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