Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$432M
Total Deposits
$385M
Net Loans
$195M
Net Income
$2M
ROA
2.11%
Above avg for Small banks. Peer avg: 0.44%
ROE
21.18%
Risk-Based Capital
18.89%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 547 | 81.35% | 9.87% |
| 2022 | 674 | 85.91% | 5.19% |
| 2021 | 964 | 92.84% | 2.59% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Intermediate Small Bank |
| Jan 2021 | Satisfactory | Small Bank |
| Mar 2018 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2012
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Total Branches
8
Branch Deposits
$369M
1-Year Change
0
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